PERAN LITERASI KEUANGAN DAN PERILAKU KEUANGAN DALAM MENINGKATKAN MINAT INVESTASI MAHASISWA UNIVERSITAS SAMAWA

U Usman, A Adelia — Wed, 30 Apr 2025 00:00:00 +0700

This study aims to determine the effect of financial literacy on community welfare in UnterIwes District. This type of research is quantitative. The data collection method used in this study is a questionnaire. The number of respondents in this study is 100 respondents. The statistical analysis tool to test the hypothesis is a simple linear regression analysis with SPSS 16 and Microsoft Excel 2010. Based on the results of the research and discussion to answer the hypothesis, it is known that the t-test results obtained a value of t count > t table (5.220 > 1.984) meaning that H0 is rejected and Ha is accepted. so that financial literacy has a positive and significant effect on community welfare. Financial literacy (X) has a coefficient of determination value according to the SPSS output indicated by the Adjusted R Square value of 0.218, so the ability of the financial literacy variable (X) to influence the community welfare variable (Y) is 21.8%, while the remaining 78.2% is influenced by other variables not examined in this study. Thus, it can be concluded that there is a fairly strong influence or relationship between financial literacy and community welfare.

Jurnal Ekonomi & Bisnis

PERAN LITERASI KEUANGAN DAN PERILAKU KEUANGAN DALAM MENINGKATKAN MINAT INVESTASI MAHASISWA UNIVERSITAS SAMAWA